Cookie Policy – 4Credit Holding B.V.

This website is offered to you by 4Credit Holding B.V. (“CreditClick”), a private company with limited liability established and existing under the laws of the Netherlands, having its registered office in (2011 EG) Haarlem, the Netherlands, at Klein Heiligland 10, registered with the Chamber of Commerce in the Netherlands under 69174431 (“4Credit Holding B.V.”). This cookie policy of CreditClick explains in which way cookies are stored on and information is read from your computer, mobile device and/or tablet (“Devices”), through the website. It is recommended that you read this cookie policy carefully. If you have additional questions or would like further information on this topic, please feel free to contact CreditClick at info@creditclick.nl.

1. What are cookies? 

When using the website, various cookies are saved on your Devices, which can then be accessed. Cookies are small pieces of information (in the form of text) that a server sends to the browser (such as Internet Explorer or Firefox) with the intention that the browser sends this information back to the server the next time a user makes use of the website. Cookies cannot damage your Devices or the files saved on it. 

2. How does CreditClick uses cookies? 

First party cookies 

This paragraph applies to those cookies that are stored and read by CreditClick itself. No third parties are involved in storing and reading these so-called first party cookies. CreditClick only uses first party technical and functional cookies. 

Technical cookies: CreditClick tries to provide an advanced and user-friendly website that adapts automatically to needs and wishes of its Users. To achieve this, CreditClick uses technical cookies to i.e. show you our website, to make it function correctly, to create your user account, to sign you in and to manage your reservations. These technical cookies are necessary for our website to function properly. 

Functional cookies: CreditClick also uses functional cookies to remember your preferences and settings (as username, password, language etc.) and to help you to use the website efficiently and effectively. These functional cookies are not strictly necessary for the functioning of our website, but they add functionality for you and enhance your experience. 

Third party cookies 

Apart from cookies that CreditClick itself stores, third parties can store cookies on your Device through the website. This paragraph applies to these third party cookies. CreditClick cannot control or influence the use of these cookies and/or the use by third parties of the information collected through these cookies. CreditClick only provides the website that enables storing these third party cookies. CreditClick emphasizes that on the use of the data collected through these cookies further conditions of third parties may be applicable. 

Google Analytics 

CreditClick uses Google Analytics in order to collect statistics about the use and visits of the website. With these analytical cookies a permanent cookie is saved on your Device to register your use of the website. Google Analytics analyzes this data about the website and provides CreditClick with the results. This way, CreditClick obtains insight into the traffic of the website and the way in which the website is used. Based on this information CreditClick is able to make adjustments to the website. The information that CreditClick obtains is transferred to Google and stored by Google on servers in the United States. CreditClick has taken the following measures to protect  your privacy:

• CreditClick has entered into a data processing agreement with Google in which agreements have been made regarding the processing of personal data.
• CreditClick  does not allow Google to use the obtained data for other Google services.
• CreditClick has removed the last octet of your IP address. An IP address consists of 4 so called octets of 3 digits each. Google offers the opportunity to remove the last octet of the IP address. This happens before your IP address is retained by Google.
• CreditClick does not make use of other Google services in combination with Google Analytics.

Retargeting/tracking cookies 

CreditClick uses third-party tracking cookies as well as our own in order to track your internet browsing behavior and collect data and information on your browsing behavior from various websites you visited.  This information is used to make the content of the displayed advertisements as relevant as possible, and to limit repetition of the same advertisements. 

3. Can I disable or delete cookies? 

You can configure your browser so that you do not receive any cookies the next time you use the website. You can read here how you can remove different types of cookies in different browsers

• Chrome
• Mozilla Firefox
• Explorer
• Safari
• Opera

Warning: if you disable or delete cookies, it is possible you will no longer be able to access (parts of) the website or that the website does not work optimally. Please consult the browser instructions or the help-function of your browser to learn how you can delete cookies. 

Note: refusing or deleting cookies only affects the Device and the browser on which you perform this action. If you use different Devices and/or browsers you will need to repeat the above described actions on these Devices and/or browsers. If you wish to use cookies, make sure you log-out of your account when you leave a Device for public use. 

4. Privacy Statement 

It is possible that information collected through a cookie or obtained otherwise, contains personal data. If this is the case, the privacy statement of CreditClick is applicable on the processing of these data. The privacy statement can be read here. 

5. Can this cookie policy be amended?

It is possible for the cookie policy to be amended in the future. It is therefore recommended to regularly visit the section on the CreditClick in which CreditClick outlines the cookie policy.